10 Best Indian Payment Gateways

10 Best Indian Payment Gateways

Razorpay is among the pinnacle fee gateway providers in India. The business enterprise become based in 2014 and now it has greater than 800K customers who use the Razorpay charge gateway.

The agency became a unicorn startup of India in October 2020 with over a $1 billion valuation. The Bangalore-based emerging fintech organisation has obtained greater than $2 hundred million in investment to date.

payment gateways in India
payment gateways in India

The uniqueness of Razorpay is instantaneous activation and smooth integration. If you leverage this fee gateway, you furthermore may get a Dashboard in which you can see actual-time records of purchasing. Small, huge, and massive companies, freelancers, and self-hired have loved Razorpay as it’s miles extraordinarily easy to apply and stable additionally.

The charge gateway lets in you to accept payment via diverse forms of strategies inclusive of credit score/debit card, net banking, UPI, and famous wallets that include JioMoney, FreeCharge, Airtel Money, and many others. There are specific varieties of web sites such are WooCommerce, Magento, CS-Cart, OpenCart, and so on; Razorpay may be used as a fee gateway.

Big business names consisting of Unacademy, UrbanClap, Zoomcar, Groffers, and BookMyShow were using the Razorpay price gateway.

Razorpay is the commercial enterprise banking arm of Razorpay that makes quit-to-end cash movement simpler. It’s a secure manner for transactions.

You can manage your market and automate financial institution transfers. Along with this, there also are facilities for collecting ordinary bills, sharing invoices, and availing of working capital loans.

And if you are a Magento store proprietor, Meetanshi offers a readymade answer for you, Magento Razorpay Payments to combine the Magento store with India’s Razorpay fee gateway to capture secure on-line payments in ninety two currencies.

Apart from this, Razorpay offers Razorpay Route API to split incoming payments among companions or person bills and manage money glide. Integrate the Razorpay Route API with Magento 2 the usage of Magento 2 Razorpay Route extension to control marketplace cash flow.


API-driven automation that calls for 0 manual intervention
a hundred+ charge modes
Dashboard facility to check actual-time records
Easy integration
Invoice bills
Integration with the internet site for fee
24/7 assist
Save saving facility

Easy integration with much less code.
Fast and steady bills.
Credit/debit card, UPI, net banking, and 100+ fee strategies.
Better conversion rate.
All important global playing cards are regularly occurring
Real-time foreign money conversion is possible
Top fee gateway in India with 0 setup price

The high failure charge in global transaction
Transaction Charge:

2% on Indian debit/credit card, net banking, UPI
3% on Diners and Amex Cards, International playing cards, EMI
Contact Details:

Contact variety: 1800-123-1272

Send your queries from here

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PayGlocal, has a international recognition among popular charge gateways in India. It is a fast, secure, and worldwide fee processing platform. The price gateway gives fine-in-class safety for making an online transaction and can be a great preference in your enterprise. Facilitates accepting payments from customers across the globe and facilitates expand your enterprise exponentially.

PayGlocal affords its merchant a platform to check info associated with their transactions, and down load reviews. In addition, it additionally supports international forex agreement. The organization offers a chargeback guarantee in order that the shop proprietors can awareness on their business and may easily shield customers from numerous fraudulent sports.


Accepts bills in clients’ local forex
Fraud protection service
Smooth-checkout enjoy
Ensures clean-checkout enjoy

24/7 customer service
International price may be performed
Easy integration with website
Multiple fee methods
Secure and rapid

No negative factors determined up to now
Transaction Charges:

Contact for Pricing.

Contact Details:

Contact PayGlocal from right here.

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10 Best Indian Payment Gateways [2022] 2

CCAvenue is one of the most famous charge gateway companies in South Asia such as India. The payment gateway is straightforward to apply, fast and steady.

This price gateway offers extra than two hundred charge options consisting of 6 credit score cards, fifty eight + internet banking, 97+ debit playing cards, 14 Bank EMI and so on. It permits internet site integration and application integration as well. The transaction web page is completely responsive and it gives a quick and simple checkout enjoy.

For security purpose, the business enterprise has built FRISK (Fraud and Risk Identification System & Knowledge). This affords a secure and stable fee surroundings. The exceptional element about this payment gateway is, there aren’t any withdrawal prices.

Air Asia, Lakme India, Myntra, etc. Leverages CCAvenue and witnesses fulfillment in their agencies. One can integrate CCAvenue with Magento 2 the usage of Meetanshi’s Magento 2 CCAvenue Payment Gateway extension.


Mobile payments
Website integration
International transaction
Allows more than one currency processing
Invoice technology
Fraud detection machine
200+ fee strategies
24/7 assist
Recurring bills

Fast account activation within one hour
Easy integration
Allows worldwide transaction
Supports greater than 2 hundred charge methods
24/7 support
High safety for fraud detection
Zero setup price
Allows routine payments

Security isn’t always exact.
Transaction Charges:

For all type of home transaction: 2%
International transaction: three%
Credit card EMI choice: 2%
American Express / Amex Diners Club: 4%
Multi-foreign money options: 4.Ninety nine%
Rupay Debit card: 0.00%
Contact information:

You can contact from right here.

Number: +ninety one 22 67425555 / 42465555

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Billdesk by means of IndiaIdeas is one of the most trusted on-line payment brands in India. The organization become mounted in 2000 and specializes in managing habitual bills. Collect bills or consistent bills from your customers using Billdesk fee gateway.

The fee gateway is relied on through reputed brands like Indian Airlines, Airtel, Vodafone, India Today, Reader’s Digest, and more. You can be part of these brands in imparting high-quality price enjoy to the clients if you are a Magento 2 save owner through integrating Meetanshi’s Magento 2 Billdesk Payment extension and accumulate routine bills from them.

The Billdesk price gateway permits customers to pay bills including telephone, power, credit card, ISP, telephones, coverage, gas, and many others. Through their existing financial institution debts.

Assure your customers protection of the online payments with Secure Sockets Layer (‘SSL’) era to encrypt information alternate facilitated via Billdesk.


Secure charge gateway carriers
Supports ordinary payments

Regular Email reminders for invoice bills
24*7 aid carrier
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10 Best Indian Payment Gateways [2022] three

Cashfree has been getting popular due to the fact it’s miles the most inexpensive charge gateway in India a number of the Indian price gateway listing. This fee gateway gives a fast fee carrier and an instant refund facility.

The enterprise become began in 2015 and now it has extra than 15,000 corporations the use of its service. Cashfree helps credit/debit playing cards, internet banking, and UPI. The facility of receiving global price is likewise available. This payment gateway has an answer known as “Cashgram”. It generates an internet hyperlink in order that corporations can send it to users and acquire fee.

Cashfree has large names in its listing of customers that consists of BigBasket, Dunzo, Xiaomi, HDFC ERGO, and so on.


No setup value
Invoice generation
Fraud checking
Easy to configure
Low transaction rate
High protection
Recurring billing facility
Website integration
Auto series of price
Instant refund

Auto collection of payment
Instant refund facility
Accepts international bills
Allows multi foreign money processing
Invoice generation
Website and application integration

Cashfree prefers to work with government-registered corporations.
Transaction Charges:

Net-banking, Credit and Debit card: 1.75% according to transaction for 70+ banks
Pay Later and Cardless EMI: 2.Five% consistent with transaction
International playing cards: three.5% + 7 INR per transaction
You can contact Cashfree for greater details

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Paytm10 Best Indian Payment Gateways [2022] four
Paytm is a logo this is synonymous with virtual payments. Along with their extensively-used purchaser app, Paytm additionally has a robust charge gateway for agencies to apply.

The Paytm Payment Gateway is built at the identical generation that powers India’s biggest brands or even the Paytm App. The charge gateway helps all main charge sources, such as domestic and global playing cards, netbanking, UPI, Paytm Wallet and Paytm PostPaid.

The payment gateway is designed in this kind of manner that customers of all kinds can effortlessly understand how to make a payment.

Paytm Payment Gateway is the most effective fee gateway in India that lets in reputation of UPI payments at zero% transaction fees. It is likewise the most effective fee gateway that has a T+1 agreement agenda.

Popular corporations like Zomato, Uber, Adani, Jio, Swiggy and hundreds of others are the use of the Paytm Payment Gateway. Join those manufacturers in using Paytm and if you are a Magento store proprietor, you can test the approach to integrate Paytm with Magento and make the most out of the fee gateway.


Instant activation
Easy integration
100+ charge sources
Industry-first-rate fulfillment charges
India’s most widely-used checkout
Dedicated help

Supports all domestic credit and debit cards
Excellent user-interface
Faster transactions
Invoice era
Payments with out website or app through hyperlinks
Transaction Charges:

Paytm gives numerous pricing plans but as Meetanshi’s blog reader or purchaser, you may avail the underneath pricing plan:

UPI : 0%
Netbanking: 1.80% + GST
Paytm Wallet: 1.55% + GST
Credit Card: : 1.Eighty five% + GST
Debit Card: zero.4% + GST for quantity < 2000, 0.9% + GST for amount > 2000
Debit Card (RuPay): zero%
AMEX/International: 2.65%*
Contact Details:

Contact PayTm at channel.Income@paytm.Com

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PayU is a Netherlands-based fin-tech agency that offers online price era to traders. The enterprise operates in 17 international locations. It ranks among the payment gateway listing in India due to its remarkable capabilities!

The corporation has extra than a hundred price strategies containing internet banking, playing cards, wallets, EMI, UPI, and purchase now pay later. Businesses can accept charge from foreign international locations because it allows more than 100 foreign currencies.

Another exceptional thing approximately PayU is, it allows customers for customization within the checkout page. After getting began with PayU, the business enterprise indicates all the transactions within the dashboard. The charge gateway has an easy and delightful person interface and the corporation allows merchants to integrate a website and cellular app also.

Netflix, Airbnb, Dream11, and Ola had been leveraging PayU payment gateway.


Invoice generation
Website and cell integration
Facility for recurring billing
Multiple currency processing
Dedicated account supervisor
International bills
100+ overseas forex

Tracking your income on dashboard
More than 100 payment method
24/7 customer service
Higher success fee and quicker price
Allows customization in checkout web page
Zero price for setup

Some customers have skilled delay in payments.
Transaction Charges:

2% + GST in step with transaction
Contact information:

Contact PayU from here

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10 Best Indian Payment Gateways [2022] 5

Instamojo is any other a hit Indian price gateway business enterprise in India that has more than 1 million lively clients.

This payment gateway has won reputation because of the benefit of use and extremely simple person-interface. Instamojo additionally gives a hundred+ price modes inclusive of. It additionally allows recurring billing facility in order that traders can accept price on a month-to-month foundation. Integration with web sites and cell integration also can be performed.

The nice element about Instamojo is, it takes no charge for NEFT/RTGS and financial institution transfer. It does now not assist multi forex fee.

Shriram Properties, Zepo, Adani Realty, SpringBoard are three of the top clients of Instamojo.


Electronic bill price
Website and application integration
Recurring price
Easy Onboarding method
Payment analytics
Online save
a hundred+ charge modes
Live chat facility

Zero setup prices
Allows free digital record website hosting
Allows sharable price hyperlinks
Smooth user-interface
Ease of website and application integration
one hundred+ payment modes

Does no longer aid multi foreign money fee.
The stay chat characteristic desires development.
Transaction prices:

NEFT/RTGS/Bank Transfer : FREE
Debit and Credit cards: 2% + 3 INR in line with transaction
International credit score cards: Available on request
Digital products and files: 2% + 3 INR per transaction
Company contact:

Contact: help@instamojo.Com

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10 Best Indian Payment Gateways [2022] 6

MobiKwik is likewise one of the quickest-developing fee gateways in India. There are extra than 1.5 million organizations the use of this price gateway for on-line transactions as of 2016.

This payment gateway focuses more on imparting a clean cell-pleasant experience. It has a characteristic that detects OTP(One Time Password) robotically. The price gateway also suggests internet site analytics.

MobiKwik supports credit score and debit playing cards, wallets, global playing cards, UPI and EMIs. It can be included with websites and programs. It does not help ordinary billing features.

Zomato, Uber and Business World are the famous clients of MobiKwik.


Website and cellular charge
Saves card
Auto study OTP
Supports credit and debit cards, wallets, worldwide playing cards, UPI and EMIs
Website analytics
Advanced security

Multiple price options
Mobile friendly consumer-interface and user-enjoy
Good conversion price
Supports global transaction
Website analytics to check statistics

Does not have routine billing facility
Does now not have a multicurrency processing facility
Does not generate an invoice of price
Transaction Charges:

Credit card, debit card, internet banking, UPI, Wallets(GST Extra): 1.Ninety% according to transaction
International credit card, EMI, AMEX, Diners(GST Extra): 2.Ninety% in step with transaction
Contact info:

You can contact from right here.

Visit Site
10 Best Indian Payment Gateways [2022] 7

JustPay fee gateway is one in every of India’s maximum relied on charge gateways, with 10 Billion INR transactions processed each day, a hundred and twenty Million cellular gadgets SDK installation, and 4 million transaction extent processed in line with day!

This charge gateway’s fantastic element is that it’s well-known and used among an exceptional purchaser base composed of BMS, Amazon, Flipkart, MakeMyTrip, Myntra, and the listing does no longer forestall right here. Freecharge, Snapdeal, Airtel, Foodpanda, Swiggy, Zoomcar, Voonik, Zivame also are the users of this price gateway.

Moreover, this bendy & modular payment gateway gives domain-particular languages and feature-reactive programming for composable, sturdy abstractions.

100% customization potential and more than five million every day volumes is another amazing aspect approximately this charge gateway, and it’s one of the maximum handy, stable and lower priced alternatives for online bills.

To integrate this price gateway with Magento 2, you could select Magento 2 JusPay Payment Gateway that accepts steady on line bills with integration of Magento 2 and JusPay price gateway. The hosted charge processing guarantees protection in Magento 2 stores.


Mobile & laptop checkout layer
Automated 2FA
Real-time payment ops

Best full-stack UPI merchant answer

Basic dashboard
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Other Popular Payment Gateway Companies in India:
10 Best Indian Payment Gateways [2022] eight

The Axis price gateway with the aid of Axis bank is one of the robust payment gateways in India that allows to enhance the payment machine of your online store.

Collect bills from the customers spherical the clock and enhance their enjoy together with your business. Collect the payments in all local and international Visa, MasterCard and maestro playing cards.

If you are a Magento 2 shop owner and want to accept payments thru Axis financial institution payment gateway with 128-bit protection and -factor authentication, you could choose Magento 2 Axis Bank Payment Gateway extension. It integrates the Axis bank price gateway with Magento 2 stores.

Win clients agree with with a secure on line fee machine presented by means of Axis bank price gateway.


Payment authorization by way of the issuing bank
Encrypted transaction processing
3-D stable

24*7 help
Robust transaction manner
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10 Best Indian Payment Gateways [2022] 9

ICICI Merchant offerings is the alliance between ICICI bank and First Data, the largest personal quarter financial institution in India and main payment technology company in the world respectively.

Offer credit score and debit payment answers in your clients with ICICI charge gateway. The online bills are captured with encryption and therefore security is not compromised.

For Magento 2 shop proprietors, combine the First Data ICICI payment gateway with Magento 2 shop the use of Meetanshi’s Magento 2 ICICI Payment Gateway extension.


Multi-bank EMI

A seamless user revel in

No mobile utility
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How to Choose the Best Payment Gateways in India:
Safety and Security
The charge gateway have to have a secure environment while making price. Ecommerce giants like Amazon India and Flipkart usually consciousness on offering the pleasant buying enjoy. That is why protection is vital. You should choose a price gateway that gives extremely good protection for your clients.

Mobile users had been increasing hastily and if the fee gateway isn’t mobile-friendly, the probabilities of losing customers are extraordinarily high. Make positive you pick a charge gateway that is cell responsive.

Bank Settlement Time:
Whenever you search for payment gateways, make sure you take a look at the settlement time. There are some price gateways that take 5-6 days for agreement. The settlement time must be less than three days.

Integration Process:
As a business owner, your consciousness should be on enterprise; not on integrating the fee gateway. If a specific price gateway takes too much time for integration, you need to keep away from and select the one which takes less time for integration.

24 hours an afternoon customer support:
Good customer service is vital to have. If you find any problem with the service, there must be a short problem-solving technique of a charge gateway issuer.

Offers partial charge
If you’re a commercial enterprise offering excessive price merchandise, partial fee features can assist stand out the various competition. For Magento 2 shop owners, the usage of Magento 2 Partial Payment extension solves the difficulty. Selecting a fee gateway that facilitates partial price is important for excessive price goods.

Easy onboarding method – Choose a payment gateway that is easy to install, combine and configure for your on line keep. Easy onboarding technique makes your mission less difficult to begin amassing steady payments!

Indian Payment Gateway associated FAQs
What is Payment Gateway and the way does it paintings?

A price gateway is a path for groups to accept on line payments from their website or app or touchdown web page.

This way, people pays on line to groups in trade for product and carrier.

A payment gateway is third-birthday party software that securely transfers customers’ money from financial institution account to enterprise account.

What are the main sorts of Payment Gateways Available in India?

There are mainly four kinds of charge gateways in India.

Hosted price gateway
Self-hosted payment gateway
API hosted payment gateway
Local bank integration fee gateway
Which is the exceptional Payment Gateway in India?

We rather propose Razorpay because of the quick and stable provider and smooth person interface as nicely.

Which is the cheapest fee gateway in India?

Cashfree is the cheapest payment gateway in India because the domestic transaction expenses are simplest 1.Seventy five% according to transaction and there is no maintenance price additionally.

Is there any first-rate loose payment gateway in India?

No. There is not any unfastened charge gateway. There might always be a transaction fee. You can talk to the distinctive fee gateway fees in India from the above table.

How to feature a price gateway on a internet site?

There are two approaches to add a fee gateway to a website.

The first way is to test the website of the payment gateway. Each and each payment gateway demonstrates how to add charge gateway on a internet site and application as well. Follow the steps and combine the fee gateway to your website.

Visit our homepage for details: https://myadvisers.net/

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