Step 1: Obtain Your Permanent Account Number (PAN) Step 2: Register Your Business Name (Optional but Recommended) Step 3: Obtain Necessary Licenses and Registrations Based on Your Business This is the most crucial and variable step. The specific licenses and registrations you need will depend on: Here are some common online registrations and licenses you […]
Launching Your Dream: A Comprehensive Guide to the Online Process and Cost of Private Limited Company Registration in India (So Much Long Blog) The entrepreneurial spirit is vibrant in India, with countless individuals harboring dreams of building their own ventures.1 For many, the Private Limited Company (PLC) structure stands out as a preferred choice, offering […]
Tax planning plays a crucial role in managing personal and business finances efficiently. It helps you reduce your tax burden while maximizing savings and investment opportunities, contributing directly to your financial stability and wealth growth. Whether you’re an individual or running a business, a well-crafted tax plan is key to securing your financial future. At […]
Employee Stock Ownership Plans (ESOPs) are becoming an attractive option for many companies and their employees across India. These plans give employees a stake in the company’s growth, but understanding how they are taxed is essential to avoid surprises. Taxation impacts both when employees receive their shares and when they sell them, making it important […]
Real Estate Investment Trusts (REITs) have become an attractive investment option in India, offering investors a way to earn income from commercial and residential properties without directly owning them. Understanding how income from REITs is generated and the tax implications involved is essential for maximizing returns and staying compliant with regulations. Whether you’re a seasoned […]
Managing credit card debt effectively is crucial in India, where credit usage has surged alongside rising outstanding balances. Many struggle with high-interest rates, multiple cards, and the temptation to overspend, leading to mounting debt and financial stress. However, adopting clear and focused strategies can help you regain control and lower your interest burden. At My […]
A 10,000-Word Deep Dive into Understanding Credit Card Statements and Billing Cycles in India Decoding the Enigma: A 10,000-Word Deep Dive into Understanding Credit Card Statements and Billing Cycles in India In the dynamic realm of personal finance in India, credit cards have become indispensable tools, offering convenience, rewards, and a flexible line of credit. […]
However, the credit cards listed below are generally considered excellent for fuel benefits and do offer a 1% fuel surcharge waiver on transactions at petrol pumps across India (with specific terms and conditions like minimum and maximum transaction values and waiver limits per statement cycle). They also often provide additional rewards or cashback on fuel […]
Credit Card Fraud Protection and Security Tips for Online Transactions in India (So Much Long Blog) Understanding the Landscape of Online Credit Card Fraud in India Before we arm ourselves with protective measures, it’s essential to understand the common tactics employed by fraudsters in the Indian context. Being aware of these prevalent scams can significantly […]
The Strategic Symphony of Plastic: Unveiling the Multifaceted Benefits of Wisely Owning Multiple Credit Cards in India In the evolving tapestry of personal finance in India, credit cards have transcended their initial role as mere transactional tools. They have become intricate instruments, capable of unlocking a spectrum of benefits, from rewards and discounts to enhanced […]
Starting college means stepping into a new world of financial responsibility. For students in India, a credit card isn’t just a payment tool—it’s a way to manage expenses, build credit history early, and gain some financial independence. Student credit cards come with simpler eligibility criteria, often just proof of enrollment and age above 18, making […]
Unlocking Your Plastic Power Online: A Comprehensive Guide to Documents Required for Applying for a Credit Card in India The digital revolution has transformed nearly every aspect of our lives, and applying for a credit card is no exception. Gone are the days of solely relying on lengthy paperwork and multiple branch visits. Today, the […]
Weighing the Pros and Cons of Credit Card Balance Transfers in India In the intricate dance of managing personal finances, credit cards often play a significant role, offering convenience and a line of credit. However, carrying high-interest debt on multiple credit cards can become a heavy burden, hindering your financial progress. Enter the concept of […]
Navigating the Maze: A Comprehensive Guide to Understanding Credit Card Interest Rates and Fees in India In the ever-evolving landscape of personal finance, credit cards have become indispensable tools for managing expenses, building credit history, and accessing a convenient line of credit. However, beneath the allure of rewards, cashback, and spending power lies a critical […]
Level Up Your Credit Score: Your Guide to Unlocking Premium Credit Card Offers in India In the dynamic world of personal finance, your credit score stands as a silent but powerful testament to your financial responsibility. It’s the magic number that opens doors to various financial products, and among the most coveted are premium credit […]
Secured Credit Cards in India for Building Credit Score: A Comprehensive Guide In today’s financial landscape, a good credit score is more than just a number; it’s a key that unlocks various financial opportunities.1 From securing loans and mortgages to renting an apartment and even getting better insurance rates, a healthy credit score plays a […]
Choosing the right credit card is crucial for anyone starting their credit journey in India. For beginners, a card with no annual fee offers a risk-free way to build credit while enjoying essential benefits. This post highlights the best credit cards that combine convenience, rewards, and no hidden costs. At My Advisers, we specialize in […]
Top Cashback-Focused Cards for Online Shopping: Co-branded Cards with Exclusive Discounts: Other Cards with Good Online Shopping Benefits: Tips for Choosing the Right Card: How to Find Exclusive Discounts: By carefully evaluating your online shopping habits and comparing the benefits of these credit cards, you can choose a card that maximizes your savings and provides […]
Top Travel Credit Cards in India with Air Miles and Lounge Access (May 19, 2025) Key Considerations When Choosing a Card: How to Maximize Benefits: Remember to compare the features, fees, and benefits of different cards to find the one that best suits your individual travel needs and spending patterns. You can find more details […]
Cards with High Cashback Rates on Specific Categories: Cards with Good Cashback on Online Spends: Other Notable Cashback Cards: Important Considerations: To find the absolute maximum cashback for your specific spending patterns, you would need to: Remember to visit the official websites of the respective banks and card issuers for the most up-to-date information on […]