When you talk about NIC Codes, understanding their structure and how they are classified makes a big difference in accurately associating your business activity during Udyam Registration. It’s not just a random number—it’s a carefully designed system with layers that organize industries into practical, manageable groups. Grasping these layers will not only help you identify … Read more

This title includes the keyword “OCR amount in a home loan” clearly and concisely while also adding “[Complete Guide for 2025]” to boost click-through rates through clarity and timeliness. It is optimized for SEO and audience engagement. Understanding the OCR amount in a home loan is key for anyone planning to buy a house. OCR, … Read more

An outstanding balance is the total amount of money you still owe on a loan, credit card, or business invoice. It includes the original amount borrowed plus any interest, fees, or charges that have added up over time. For individuals, this number affects your credit score and how much you can borrow next. For businesses, … Read more

Understanding your entrepreneurial style is just the start. Aligning your strategy, financial planning, and tools with your type can amplify your chances of success. This section offers focused advice to help entrepreneurs and financial advisors refine their approach—whether building a small local business, scaling startups, or pursuing social impact ventures. Matching Entrepreneur Type to Business … Read more

Freehold property means full ownership of a piece of land and any building on it, without any time limit. This type of ownership gives you complete rights and control, unlike leasehold properties where ownership expires after a certain period. In India, freehold properties are especially attractive for long-term investment and provide peace of mind for … Read more

Statutory Corporation in India: Meaning, Features, Merits & Demerits [Free Financial Consultation from My Advisers] Statutory corporations hold a unique place in India’s economic and public sectors, serving as government-established entities formed through specific laws passed by Parliament or state legislatures. These corporations are designed to carry out crucial public functions independently, whether in banking, … Read more

Cash flow forecasting is a financial tool that helps predict the timing and amount of money moving in and out of a business or personal finances. It gives you a clear picture of your future cash position, allowing better planning and avoiding surprises. Whether you’re managing a small business or your household budget, understanding cash … Read more

Understanding margin money is essential when applying for a home loan in India. This upfront payment, which borrowers must provide, affects the loan amount and interest rates. Margin money acts as a financial buffer, reducing risk for lenders while showing a borrower’s commitment to the investment. For anyone planning to buy a home, knowing how … Read more

Merchant Cash Advance (MCA) is a financing solution designed for businesses that need quick access to capital without the lengthy processes traditional loans demand. Instead of fixed payments, repayments are made based on a percentage of your daily credit card sales, offering flexibility when cash flow varies. MCAs have become popular with small businesses seeking … Read more

Explore the essential guide to Compound Annual Growth Rate (CAGR) and learn how this key metric helps investors and financial advisors measure consistent growth. Discover the formula, calculation steps, and practical uses of CAGR in evaluating investments and business performance. Connect with My Advisers, the Best Financial Advisor in India, for expert insights and free … Read more

Offshore investments are gaining attention as more investors look beyond their home countries to grow and protect their wealth. By placing assets in international markets, investors can tap into new opportunities and diversify their portfolios, reducing risks tied to any single economy. These investments are not just about chasing returns—they also offer strategic benefits like … Read more

When your income crosses the 20 lakh mark, basic tax-saving methods might not be enough to optimize your finances effectively. High earners need more refined strategies that go beyond standard deductions. This is where advanced tax-saving instruments, strategic investment planning, and smart use of technology come into play. With the guidance of My Advisers, regarded … Read more

Understanding capital gains tax is crucial for anyone investing in India’s financial markets. Paying more than necessary can eat into your returns, but with careful planning, it’s possible to reduce this tax legally. In this post, we’ll share expert strategies from My Advisers that help you keep more of your investment gains without breaking any … Read more

It’s frustrating when your credit card application is rejected despite having a good credit score. While a solid credit score is an important factor, it’s not the only one lenders consider. Other elements like income verification, recent credit inquiries, or even data mismatches can play a role in the decision. This post will outline ten … Read more

Estate tax planning is an essential step for high net worth individuals in India seeking to preserve their wealth and ensure a smooth transfer to future generations. With diverse assets ranging from real estate to offshore investments, having a clear, well-structured plan reduces tax liabilities and legal complications that could otherwise erode your estate’s value. … Read more

Non-Banking Financial Companies (NBFCs) are quickly becoming a key player in India’s personal loan market. Their ability to provide flexible credit options, especially to individuals who might not easily get loans from traditional banks, has created robust growth in this sector. With nearly half of their lending focused on retail customers, NBFCs offer tailored solutions … Read more

Credit scores play an important role in your financial health, influencing your ability to secure loans, credit cards, and better interest rates. Timely repayments have a direct impact on boosting these scores by showing lenders you’re reliable. Whether you’re aiming to buy a home, get a personal loan, or improve your overall creditworthiness, paying bills … Read more

This title includes the main keyword “business plan in securing financing” and adds a year tag for SEO freshness and relevance. It is concise and clear, appealing to entrepreneurs, financial customers, and advisors alike. A business plan is more than just a formal document; it’s a key tool that lenders and financial advisors rely on … Read more

Using leverage in investments can boost your returns, but it also raises the stakes. Simply put, leverage means borrowing money to increase your investment size. While it can multiply gains, it can also amplify losses, which is why My Advisers stresses careful and thoughtful use. If you’re exploring ways to grow your wealth but want … Read more

Meta Description: Learn how to use leverage safely in your investments with expert tips from My Advisers, the Best Financial Advisor in India. Understand risks, benefits, and strategies to grow your wealth wisely. Contact Us for Free Financial Consultation to tailor leverage to your goals. Using leverage in investments can boost your returns, but it … Read more