Secured Credit Cards in India for Building Credit Score: A Comprehensive Guide In today’s financial landscape, a good credit score is more than just a number; it’s a key that unlocks various financial opportunities.1 From securing loans and mortgages to renting an apartment and even getting better insurance rates, a healthy credit score plays a … Read more

Choosing the right credit card is crucial for anyone starting their credit journey in India. For beginners, a card with no annual fee offers a risk-free way to build credit while enjoying essential benefits. This post highlights the best credit cards that combine convenience, rewards, and no hidden costs. At My Advisers, we specialize in … Read more

Top Cashback-Focused Cards for Online Shopping: Co-branded Cards with Exclusive Discounts: Other Cards with Good Online Shopping Benefits: Tips for Choosing the Right Card: How to Find Exclusive Discounts: By carefully evaluating your online shopping habits and comparing the benefits of these credit cards, you can choose a card that maximizes your savings and provides … Read more

Top Travel Credit Cards in India with Air Miles and Lounge Access (May 19, 2025) Key Considerations When Choosing a Card: How to Maximize Benefits: Remember to compare the features, fees, and benefits of different cards to find the one that best suits your individual travel needs and spending patterns. You can find more details … Read more

Cards with High Cashback Rates on Specific Categories: Cards with Good Cashback on Online Spends: Other Notable Cashback Cards: Important Considerations: To find the absolute maximum cashback for your specific spending patterns, you would need to: Remember to visit the official websites of the respective banks and card issuers for the most up-to-date information on … Read more

Nomination: Designating the Recipient What it is: Nomination is the process where the policyholder (the person who bought the insurance) formally names one or more individuals who will be entitled to receive the policy benefits (the death claim amount and any other applicable payouts) if the insured person passes away during the policy term.1 Think … Read more

Section 80C plays a crucial role in helping taxpayers in India reduce their taxable income by allowing deductions on specific investments. Among these, insurance policies stand out as a smart option, offering not only tax savings but also financial security for you and your family. Investing in life insurance or other qualifying insurance plans under … Read more

Nomination What is Nomination? Nomination is the process by which the policyholder (the person who buys the insurance policy) designates one or more individuals (the nominees) who will be entitled to receive the policy benefits (the sum assured and any other applicable amounts) in the event of the policyholder’s death during the policy term. Who … Read more

Factors to Consider When Choosing Your Life Insurance Cover: Determining the appropriate life insurance cover involves assessing your current financial situation, future financial obligations, and the needs of your dependents. Here’s a breakdown of key factors: Methods to Estimate Your Life Insurance Cover: Using Online Calculators: Many insurance companies and financial portals in India offer … Read more

What are Online Insurance Aggregators? Online insurance aggregators are platforms that collaborate with multiple insurance companies to offer a wide range of insurance policies on a single website or app. They allow users to compare different plans based on various parameters like premium, coverage, features, and benefits, helping them make informed decisions. Top Online Insurance … Read more

Initial Waiting Period (or Cooling Period): 2. Waiting Period for Pre-Existing Diseases (PEDs): 3. Waiting Period for Specific Diseases/Procedures: 4. Waiting Period for Maternity Benefits: 5. Waiting Period for Newborn Baby Inclusion: 6. Waiting Period for Health Check-ups: 7. Waiting Period for COVID-19 Coverage: Important Points to Remember: Understanding the waiting periods in your health … Read more

best term insurance plans with return of premium comparison Potential TROP Plans to Consider (as of May 2025): Based on general market understanding and features, here are some insurers offering TROP plans you might want to compare: Insurance Company Popular TROP Plans (Illustrative) Key Features HDFC Life Insurance Click 2 Protect Super (ROP Option) Offers … Read more

Financial Security Against Accidents 2. Covers a Wide Range of Scenarios: 3. Complementary to Health and Life Insurance: 4. Protection Against Disability: 5. Accidental Death Benefit: 6. Affordability: 7. Mandatory in Motor Insurance: 8. Additional Benefits: In conclusion, personal accident cover is a vital component of a comprehensive insurance plan in India. It provides crucial … Read more

Factors Affecting Car Insurance Premiums in India 1. Vehicle-Related Factors: 2. Policyholder-Related Factors: 3. Policy-Related Factors: Tips to Reduce Car Insurance Premiums in India: By understanding these factors and implementing these tips, you can make informed decisions and potentially reduce your car insurance premiums in India. Remember that the cheapest policy might not always be … Read more

Types of Health Insurance Claims Steps for Cashless Claim Settlement: Steps for Reimbursement Claim Settlement: Key Documents Generally Required for Health Insurance Claims: Important Points to Remember for a Smooth Claim Process: Understanding these steps and keeping the necessary documents ready can help you navigate the health insurance claim settlement process efficiently during a medical … Read more

Common Types of Life Insurance Riders in India: Factors to Consider When Comparing and Choosing Riders: Which Riders to Choose? There’s no one-size-fits-all answer. The best riders for you will depend on your unique circumstances. However, some commonly recommended riders include: How to Compare and Choose: By carefully comparing the available riders and aligning them … Read more

group health insurance plans for small businesses in India cost Factors Influencing Premiums for Senior Citizen Health Insurance: Potential Plans to Explore for Affordability (with caveats): Keep in mind that “affordable” is subjective and depends on individual circumstances. The premiums mentioned are indicative and can vary based on age, location, and the specific sum insured … Read more

Factors Influencing Premiums for Senior Citizen Health Insurance: Potential Plans to Explore for Affordability (with caveats): Keep in mind that “affordable” is subjective and depends on individual circumstances. The premiums mentioned are indicative and can vary based on age, location, and the specific sum insured chosen. It’s crucial to get personalized quotes online. Tips for … Read more

travel insurance plans for international trips from India with covid cover Key Aspects to Look for in a Plan with COVID-19 Coverage: Leading Travel Insurance Providers in India Offering COVID-19 Coverage (as of May 2025): Many major travel insurance providers in India now include some form of COVID-19 coverage in their international travel insurance plans. … Read more

Understanding Home Insurance for Rented Property (Tenant Insurance) As a tenant, you don’t need to insure the building structure itself, as that’s the landlord’s responsibility. However, you do need insurance to protect your belongings within the rented property.1 This is often called Tenant Insurance or Renters Insurance. What Tenant Insurance Typically Covers: Key Factors to … Read more