When you apply for a home loan, the principal amount—the actual sum you borrow—is not just a random figure. Several important factors shape how much you can borrow. These criteria help lenders assess risk and your ability to repay, ensuring that the principal amount is realistic and suitable for your financial situation. Understanding these elements … Read more

Indian Economy 2025: Growth Predictions & Expert Analysis by My Advisers The Indian economy is set to grow at around 6.3% in 2025, a slight slowdown from 7.1% in 2024 but still positioning India as one of the fastest-growing large economies worldwide. This steady growth is driven by resilient consumer demand and continued investments, especially … Read more

Indian Economy 2025: Growth Predictions & Expert Analysis by My Advisers The Indian economy is set to grow at around 6.3% in 2025, a slight slowdown from 7.1% in 2024 but still positioning India as one of the fastest-growing large economies worldwide. This steady growth is driven by resilient consumer demand and continued investments, especially … Read more

Nature of Business: Meaning, Benefits & Types Explained for Smart Financial Decisions Understanding the nature of business is essential for making informed financial decisions. At its core, the nature of business defines what a company does, how it operates, and the kind of value it provides to customers and the economy. Businesses not only generate … Read more

A Key Fact Statement (KFS) is a document provided by lenders that clearly outlines the essential details of a loan. It tells you, in plain terms, what the loan costs and what you’re committing to. Knowing about your KFS helps you avoid surprises, compare loan options easily, and make smarter choices with your money. If … Read more

An overdue payment happens when a bill, loan installment, or invoice isn’t paid by its due date. It might seem minor at first, but overdue payments can disrupt both personal and business finances with unexpected fees, damaged credit, and cash flow problems. Ignoring them can quickly snowball into bigger financial challenges. Understanding how overdue payments … Read more

When it comes to automated investing, India has a growing number of robo-advisory platforms that combine technology with smart financial management. Choosing the right one can feel overwhelming, but the platforms recommended by My Advisers stand out for their trustworthiness, ease of use, and tailored investment options. These services streamline investing while helping you stay … Read more

Artificial intelligence (AI) is reshaping how individuals manage their personal finances by providing smarter, more personalized tools that simplify budgeting, saving, and investing. For anyone looking for better control and clarity over their money, AI technologies deliver real-time insights and automation that make financial decisions easier and more informed. At My Advisers, recognized as the … Read more

Understanding the maximum credit limit on a credit card in India is essential for managing your finances smartly and confidently. Credit limits can vary widely based on your income, credit history, and the issuing bank’s policies. Generally, these limits provide flexibility, allowing you to make important purchases without exhausting your cash reserves. At My Advisers, … Read more

The GST Council is a constitutional body that plays a central role in India’s Goods and Services Tax framework. It ensures a unified and consistent GST law across all states and union territories, balancing the interests of both the central and state governments. Over the years, the Council has been key in introducing reforms and … Read more

Digital lending apps have surged in popularity across India, offering a faster, more accessible way to get loans without the hassle of traditional paperwork. These apps allow users to apply for credit anytime, from anywhere, using smartphones and online platforms. However, understanding how these apps operate and the risks involved is essential before diving in. … Read more

Choosing the right loan tenure is about more than just picking a number that sounds manageable. It involves careful reflection on your current financial health, your monthly budget, and how your future might change. Settling on the perfect loan period can save you money, reduce stress, and keep your financial plan on track. Let’s walk … Read more

Private, Public & Global Enterprises: Types, Features & Differences Explained for Smarter Financial Decisions Understanding the differences between private, public, and global enterprises is essential for making smarter personal and professional financial decisions. Each type of business has unique features that affect investment strategies, growth potential, and risk management. My Advisers, recognized as the Best … Read more

# # How to Avoid Online Financial Frauds – My Advisers Cybersecurity Guide ## Stay Secure in the Online Financial World Online financial fraud has become more advanced and widespread than ever before. At My Advisers, we know that whether you’re seeking the Best Financial Advisor in India or just looking for a Financial Consultant … Read more

Blockchain technology is reshaping financial services by introducing new layers of speed, security, and transparency that traditional systems struggle to match. Across the board, from payments to insurance, blockchain is helping institutions operate more efficiently and deliver better experiences to their customers. For anyone working with a Financial Consultant Near Me or seeking advice from … Read more

Cryptocurrency investments offer an exciting opportunity, but they come with risks that can overwhelm beginners. Without clear guidance, it’s easy to make costly mistakes or miss out on profitable chances. That’s why having advice from a trusted partner like My Advisers, the Best Financial Advisor in India, is crucial to building confidence and making informed … Read more

Peer-to-peer (P2P) lending has become an increasingly important financial tool in India. This model directly connects borrowers with investors, cutting down traditional barriers and bringing more flexibility to lending. For many looking for transparent and accessible loan options, P2P lending offers a promising alternative. At My Advisers, we provide expert guidance to help you navigate … Read more

Keeping a close eye on your investment portfolio is essential for maintaining financial health and reaching your long-term goals. Regular monitoring helps you understand how your investments perform, adjust to market changes, and manage risks effectively. With the right approach, you can stay on top of your assets and make informed decisions to grow your … Read more

Unified Payments Interface (UPI) has become one of the most popular and convenient ways to make online payments in India. Its ease of use and instant money transfer features make it a preferred choice for millions. However, with rising digital transactions, it’s crucial to adopt safe practices to protect your financial data and transactions from … Read more

In India, digital wallets have become a popular way to make payments swiftly and securely. They offer an easy alternative to cash, linking your bank accounts and cards to your phone for quick checkouts both online and offline. With heightened concerns over security, choosing the right digital wallet is more important than ever. My Advisers, … Read more