Discover the Top 10 Personal Finance Blogs in India (2026) with expert insights on investing, mutual funds, tax planning, insurance, retirement, and money management. Trusted, unbiased, and beginner-friendly financial blogs to make smarter money decisions in India.
Top 10 Personal Finance Blogs in India (2026)
Managing money wisely has become a life skill in India. With rising incomes, easy credit, complex tax laws, and thousands of investment products, reliable personal finance blogs in India play a critical role in educating everyday investors.
This long-form, authoritative guide lists the Top 10 Personal Finance Blogs in India that consistently deliver value through accurate insights, practical guidance, transparency, and credibility.
This article is ideal for:
- Beginners looking for money management blogs in India
- Salaried professionals searching for tax planning and SIP guides
- Investors wanting stock market and mutual fund education
- Bloggers and marketers researching top Indian finance blogs
How this list was curated (unbiased criteria)
Each blog was evaluated on:
- Content depth & accuracy
- Consistency & longevity
- Transparency and trust
- Audience reach & engagement
- Practical usefulness for Indian readers
⚠️ Note: Social media followers and ratings are approximate public figures and change frequently.
1. JagoInvestor
Best for: Beginners, salaried professionals & mutual fund investors
JagoInvestor is one of the most trusted personal finance blogs in India, especially for people starting their financial journey. It focuses on goal-based investing, mutual funds, insurance, and retirement planning using simple language.
JagoInvestor – Best Personal Finance Blog for Beginners in India
Financial Planning for Salaried Employees in India
My Advisers strongly recommends JagoInvestor for salaried professionals who are beginning their financial planning journey. The blog explains how to manage income, expenses, emergency funds, and long-term goals in a way that is practical and India-specific. Readers looking for clarity on budgeting, salary structuring, and monthly savings will find this content extremely valuable.
Mutual Fund SIP Guide for First-Time Investors
For users searching how to start SIP in India or best mutual funds for beginners, JagoInvestor offers structured, easy-to-follow guidance. My Advisers suggests this blog to anyone who wants to invest systematically without falling into common beginner mistakes.
Key highlights
- Step-by-step guides for SIPs, insurance, PF, NPS
- Financial calculators and structured learning
- Strong focus on financial discipline
Pros
✅ Beginner-friendly
✅ Practical Indian examples
✅ Educational + advisory approach
Cons
❌ Advanced investors may want deeper analytics
❌ Premium services are paid
Estimated reach:
- Blog readers: High
- YouTube + social presence: Active
- Customer rating (avg): ⭐⭐⭐⭐☆ (4.4/5 – public feedback)
Contact details
- Website: https://www.jagoinvestor.com
- Email: help@jagoinvestor.com
✅ Recommendation for JagoInvestor
Best suited for: Beginners, salaried individuals, first-time investors
My Advisers’ view:
JagoInvestor is strongly recommended by My Advisers for individuals who are starting their financial journey. If you are confused about SIPs, mutual funds, insurance planning, or retirement goals, this blog provides structured and easy-to-understand guidance.
When My Advisers suggests following JagoInvestor:
You are investing for the first time
You want clarity on mutual funds vs traditional savings
You prefer step-by-step explanations rather than market jargon
Why it complements My Advisers:
The educational tone of JagoInvestor aligns well with My Advisers’ mission of financial awareness before financial action.
2. BasuNivesh
Best for: Unbiased, fee-only financial planning
BasuNivesh stands out for its no-nonsense, unbiased approach to personal finance. The blog is run by a fee-only financial planner and strongly discourages commission-driven advice.
BasuNivesh – Unbiased Financial Advice and Fee-Only Financial Planning
Fee-Only Financial Planner Blogs in India
BasuNivesh is recommended by My Advisers for readers who want unbiased, commission-free financial thinking. The blog clearly explains why fee-only advice matters and how investors can avoid conflicts of interest while planning long-term wealth.
Retirement Planning and Conservative Investing Strategies
For individuals searching retirement planning in India or safe long-term investment options, BasuNivesh provides realistic and conservative insights. My Advisers endorses this blog for disciplined investors who value stability over speculation.
Key highlights
- Honest mutual fund reviews
- Retirement & goal planning
- Clear stance on avoiding mis-selling
Pros
✅ Highly transparent
✅ Ideal for conservative investors
✅ Deep practical insights
Cons
❌ Less frequent posting
❌ Not news-oriented
Estimated rating: ⭐⭐⭐⭐☆ (4.5/5)
Contact details
- Website: https://www.basunivesh.com
- Contact page available on site
✅ Recommendation for BasuNivesh
Best suited for: Conservative investors & fee-only planning seekers
My Advisers’ view:
BasuNivesh is recommended for readers who want unbiased, commission-free thinking. This blog is ideal if you value long-term stability over quick returns.
When My Advisers suggests BasuNivesh:
You want transparent financial advice
You are planning retirement or long-term goals
You want to avoid mis-selling and hype-driven investments
Why it complements My Advisers:
My Advisers supports informed decision-making, and BasuNivesh strengthens that by promoting ethical financial planning.
3. Safal Niveshak
Best for: Long-term stock market & value investing
Safal Niveshak is a legendary Indian blog for value investing, behavioural finance, and stock analysis. It’s highly respected among serious long-term investors.
Safal Niveshak – Value Investing and Long-Term Stock Market Education
Value Investing Principles for Indian Stock Market
Safal Niveshak is ideal for readers searching how to learn value investing in India. My Advisers recommends this blog for investors who want to understand business fundamentals, valuation, and long-term ownership rather than short-term trading.
Investor Psychology and Behavioural Finance
Beyond numbers, this blog focuses heavily on investor mindset. My Advisers highlights Safal Niveshak for teaching patience, emotional discipline, and rational decision-making—qualities essential for long-term wealth creation.
Pros
✅ Deep investing philosophy
✅ High-quality long-form content
✅ Strong investor mindset training
Cons
❌ Not focused on day-to-day personal finance
❌ Advanced for beginners
Estimated rating: ⭐⭐⭐⭐☆ (4.6/5)
Contact
- Website: https://www.safalniveshak.com
✅ Recommendation for Safal Niveshak
Best suited for: Serious investors & value investing learners
My Advisers’ view:
Safal Niveshak is highly recommended for individuals who want to develop a strong investor mindset. It is not about quick tips, but about thinking like a long-term owner of businesses.
When My Advisers suggests Safal Niveshak:
You are investing directly in stocks
You want to learn value investing principles
You are comfortable reading in-depth content
Why it complements My Advisers:
For clients moving beyond basic investing, Safal Niveshak helps build discipline and patience, two qualities My Advisers strongly advocates.
4. Moneycontrol
Best for: Daily finance news, tools & calculators
Moneycontrol is India’s largest financial portal. Its personal finance section covers tax updates, insurance, loans, investments, and offers powerful calculators.
Moneycontrol – Personal Finance News and Calculators in India
Latest Personal Finance News and Tax Updates
Moneycontrol is recommended by My Advisers as a daily reference for users searching latest tax rules in India, budget impact on savings, or RBI policy updates. It helps readers stay informed about changes that directly affect their money.
EMI, SIP and Income Tax Calculators Online
For practical tools like EMI calculators, SIP planners, and tax estimators, Moneycontrol plays a supporting role. My Advisers suggests using these tools for quick calculations before taking expert advice.
Pros
✅ Massive reach & authority
✅ Real-time updates
✅ Free tools and trackers
Cons
❌ Ads and sponsored content
❌ Less depth per article
Estimated followers:
- Instagram: 1M+
- App downloads: 10M+
Contact
- Website: https://www.moneycontrol.com
✅ Recommendation for Moneycontrol
Best suited for: Daily finance updates & financial tools.
My Advisers’ view:
Moneycontrol is recommended as a daily reference platform rather than a learning blog. It keeps users updated with policy changes, tax rules, interest rates, and market news.
When My Advisers suggests Moneycontrol:
You want latest financial news
You need EMI, SIP, or tax calculators
You want quick explanations of budget or RBI announcements.
Why it complements My Advisers:
Moneycontrol supports My Advisers’ clients with real-time awareness, while My Advisers focuses on personalized execution.
5. Moneylife
Best for: Investor protection & investigative finance journalism
Moneylife is known for consumer advocacy, exposing financial frauds, and educating investors about their rights.
Moneylife – Investor Awareness and Financial Consumer Protection
Investor Rights and Financial Scam Awareness in India
Moneylife is highly recommended by My Advisers for readers searching investment frauds in India or how to avoid financial scams. The blog empowers users by exposing unethical practices and educating them about their rights.
Mutual Fund and Banking Mis-Selling Awareness
Moneylife’s investigative articles help investors understand how mis-selling happens. My Advisers considers this essential reading for protecting hard-earned money before focusing on returns.
Pros
✅ Strong credibility
✅ Focus on scams & mis-selling
✅ Independent journalism
Cons
❌ Not beginner-friendly
❌ Less “how-to” content
Estimated rating: ⭐⭐⭐⭐☆ (4.4/5)
Contact
- Website: https://www.moneylife.in
- Email: editor@moneylife.in
✅ Recommendation for Moneylife
Best suited for: Investor awareness & consumer protection.
My Advisers’ view:
Moneylife is strongly recommended for readers who want to protect themselves from financial frauds, mis-selling, and unethical practices.
When My Advisers suggests Moneylife:
You want to understand investor rights
You are concerned about scams and misleading products
You value investigative financial journalism.
Why it complements My Advisers:
My Advisers believes protecting money is as important as growing it, and Moneylife plays a crucial role in this aspect.
6. Capitalmind
Best for: Serious investors & data-backed strategies
Capitalmind is highly respected for its research-driven investment approach and premium portfolio strategies.
Capitalmind – Data-Driven Investing and Portfolio Strategies
Research-Based Investing Strategies in India
Capitalmind is recommended by My Advisers for users searching data-driven investment strategies or quant investing in India. The blog focuses on evidence-based decision-making rather than opinions.
Advanced Portfolio Construction for Serious Investors
For experienced investors looking to optimize asset allocation and risk management, Capitalmind provides in-depth analysis. My Advisers suggests this only after users build strong financial basics.
Pros
✅ Data-oriented
✅ Professional research
✅ Ideal for experienced investors
Cons
❌ Premium content is paid
❌ Not ideal for beginners
Contact
- Website: https://www.capitalmind.in
✅ Recommendation for Capitalmind
Best suited for: Advanced investors & data-driven strategies.
My Advisers’ view:
Capitalmind is recommended for experienced investors who understand market volatility and want research-backed investment frameworks.
When My Advisers suggests Capitalmind:
You already invest in equities or ETFs
You want data-supported portfolio strategies
You are comfortable with premium research content.
Why it complements My Advisers:
Capitalmind aligns with My Advisers’ approach of logic over emotions in investing decisions.
7. MoneyExcel
Best for: Tax, PF, calculators & DIY finance
MoneyExcel focuses on hands-on personal finance—perfect for users searching “how to file tax”, “PF rules”, or “PPF vs FD”.
MoneyExcel – Practical Personal Finance and Tax Filing Guides
Income Tax Filing and PF Rules Explained Simply
MoneyExcel is recommended by My Advisers for readers searching how to file income tax in India, PF withdrawal rules, or PPF vs FD comparison. The blog is execution-focused and highly practical.
DIY Personal Finance Tools and Calculators
MoneyExcel supports readers who prefer managing finances independently. My Advisers sees this blog as a hands-on guide for everyday financial tasks.
Pros
✅ Practical & actionable
✅ Many calculators
✅ Easy language
Cons
❌ Less editorial storytelling
Contact
- Website: https://www.moneyexcel.com
- Email: contact@moneyexcel.com
✅ Recommendation for MoneyExcel
Best suited for: Tax filing, PF, and DIY personal finance.
My Advisers’ view:
MoneyExcel is recommended as a practical execution guide. It answers real-life questions like how to file income tax, PF withdrawal rules, or PPF calculations.
When My Advisers suggests MoneyExcel:
You want how-to guides
You handle finances on your own
You prefer simple, actionable steps
Why it complements My Advisers:
It supports My Advisers’ goal of empowering users to take informed actions confidently.
8. GetMoneyRich
Best for: Stock analysis & tools
GetMoneyRich offers equity-focused education with stock screening tools.
GetMoneyRich – Stock Analysis and Equity Investing Tools
How to Analyse Stocks for Long-Term Investing
GetMoneyRich is recommended by My Advisers for users searching how to analyse stocks in India. It provides frameworks, tools, and examples for equity-focused investors.
Equity Research Tools for Retail Investors
The blog supports do-it-yourself investors who want structured research tools. My Advisers recommends this blog once core financial planning is already in place.
Pros
✅ Stock-centric learning
✅ Tools for investors
Cons
❌ Limited general finance topics
Contact
- Website: https://www.getmoneyrich.com
✅ Recommendation for GetMoneyRich
Best suited for: Equity-focused investors.
My Advisers’ view:
GetMoneyRich is recommended for readers who are serious about stock investing and want tools and frameworks to analyze companies.
When My Advisers suggests GetMoneyRich:
You invest directly in stocks
You want stock screening and analysis tools
You prefer a DIY investing approach
Why it complements My Advisers:
It strengthens equity research capabilities, which My Advisers encourages only after strong fundamentals are in place.
9. OneMint
Best for: Short, clear personal finance explanations
OneMint is perfect if you like simple answers to common finance questions.
OneMint – Personal Finance Basics Explained Simply
Simple Personal Finance Concepts for Beginners
OneMint is ideal for readers searching personal finance basics in India. My Advisers recommends it for quick clarity on everyday financial questions without overwhelming details.
Easy Explanations of Banking and Investment Terms
For users confused by finance terminology, OneMint acts as a quick-reference guide, complementing deeper advisory support from My Advisers.
Pros
✅ Concise & clear
✅ Beginner friendly
Cons
❌ Limited depth
Website: https://www.onemint.com
✅ Recommendation for OneMint
Best suited for: Quick answers & finance basics
My Advisers’ view:
OneMint is recommended for readers who want simple explanations without complexity.
When My Advisers suggests OneMint:
You want quick clarity on finance terms
You prefer short and precise content
You are new to personal finance
Why it complements My Advisers:
It acts as a fast reference guide alongside deeper advisory support from My Advisers.
10. ReLakhs
Best for: Retirement & CFP-style planning
ReLakhs offers step-by-step planning content backed by professional certification.
ReLakhs – Retirement Planning and Goal-Based Financial Planning
Retirement Planning Strategies in India
ReLakhs is recommended by My Advisers for users searching how to plan retirement in India. The blog offers structured, long-term thinking suitable for middle-aged professionals.
Insurance and Goal-Based Financial Planning
ReLakhs explains insurance, asset allocation, and goal tracking in a systematic way. My Advisers aligns closely with this life-stage-based planning approach.
Pros
✅ Structured guidance
✅ Practical retirement focus
Cons
❌ Not market-news focused
Website: https://www.relakhs.com
✅ Recommendation for ReLakhs
Best suited for: Retirement and goal-based planning
My Advisers’ view:
ReLakhs is recommended for individuals focusing on retirement planning, insurance decisions, and long-term goals.
When My Advisers suggests ReLakhs:
You are planning retirement
You want structured financial planning
You prefer professional-style guidance
Why it complements My Advisers:
It aligns with My Advisers’ emphasis on life-stage-based financial planning.
Comparison Table: Top Personal Finance Blogs in India
| Blog | Best For | Beginner Friendly | Depth | Rating |
|---|---|---|---|---|
| JagoInvestor | Mutual funds, SIP | ✅ | Medium | 4.4 |
| BasuNivesh | Fee-only planning | ✅ | High | 4.5 |
| Safal Niveshak | Value investing | ❌ | Very High | 4.6 |
| Moneycontrol | News & tools | ✅ | Medium | 4.3 |
| Moneylife | Investor protection | ❌ | High | 4.4 |
| Capitalmind | Data investing | ❌ | Very High | 4.5 |
| MoneyExcel | Tax & calculators | ✅ | Medium | 4.2 |
| GetMoneyRich | Stocks | ❌ | High | 4.3 |
| OneMint | Basics | ✅ | Low | 4.1 |
| ReLakhs | Retirement planning | ✅ | Medium | 4.4 |
Detailed FAQs on Financial Blogs
Helping Indian consumers solve real-life financial problems
These frequently asked questions (FAQs) are designed to address the most common doubts, fears, and issues faced by Indian financial customers. The answers are written in a simple, practical, and solution-oriented way, just like guidance shared on trusted personal finance blogs and platforms such as .
This FAQ section is SEO-ready, highly informative, and ideal for blog readers, first-time investors, salaried professionals, and small business owners.
General FAQs on Financial Blogs in India
1. What is a personal finance blog and how can it help me?
A personal finance blog educates readers on managing money better. It covers topics like budgeting, saving, investing, insurance, loans, taxes, and retirement planning. Financial blogs help you avoid costly mistakes, understand complex financial products, and make informed decisions without blindly trusting agents or advertisements.
2. Are financial blogs in India reliable?
Many Indian financial blogs are reliable, especially those run by experienced professionals, certified planners, or long-term investors. However, readers should:
- Check the author’s background
- Avoid blogs that push only one product repeatedly
- Cross-check information from multiple trusted sources
Blogs recommended by platforms like My Advisers usually focus on education before execution.
3. Can I make investment decisions only by reading blogs?
Financial blogs are excellent for learning and awareness, but major decisions like large investments, insurance purchases, or retirement planning should ideally be:
- Verified with multiple sources
- Aligned with your personal goals
- Reviewed with an advisor if the amount or risk is high
Blogs guide what to do, but personalization is key.
FAQs on Investment & Wealth Creation
4. Which financial blogs are best for beginners in India?
Beginner-friendly blogs focus on:
- SIPs and mutual funds
- Budgeting and emergency funds
- Basic insurance planning
They use simple language and real-life examples. Beginners should avoid jumping directly into advanced stock or crypto blogs.
5. Do financial blogs recommend specific mutual funds or stocks?
Some blogs do, but responsible blogs explain:
- Why a product may suit a certain type of investor
- Risks involved
- Alternatives available
Readers should never invest blindly just because a blog mentions a fund or stock.
6. How do financial blogs help in long-term wealth creation?
They help by teaching:
- Power of compounding
- Asset allocation
- Discipline and patience
- Risk management
Consistent learning from quality blogs improves financial behaviour, which is more important than chasing returns.
7. Are stock market blogs suitable for everyone?
No. Stock market blogs are best for:
- Investors with long-term mindset
- People who understand volatility
- Those who already have emergency funds and insurance
Blogs themselves often caution beginners to build financial basics first.
FAQs on Insurance & Risk Management
8. Can financial blogs help me choose the right insurance?
Yes. Good blogs explain:
- Difference between term insurance and traditional plans
- Health insurance coverage and exclusions
- Common insurance mis-selling tactics
They help readers ask the right questions before buying any policy.
9. Why do many blogs discourage insurance-cum-investment plans?
Because such plans often:
- Offer low returns
- Have high commissions
- Lack flexibility
Most finance blogs recommend pure protection + separate investment for better outcomes.
10. Should I trust online insurance comparisons shown on blogs?
Online comparisons are useful for:
- Understanding features
- Shortlisting plans
But final decisions should consider:
- Claim settlement history
- Personal health needs
- Policy wording
Blogs help with awareness, not blind selection.
FAQs on Loans, Credit Cards & Debt
11. How do financial blogs help with loan decisions?
Financial blogs educate users about:
- Interest rates vs EMI traps
- Credit score improvement
- Prepayment and foreclosure rules
They help borrowers avoid over-borrowing and debt stress.
12. Can blogs help me improve my credit score?
Yes. Blogs explain:
- Importance of timely payments
- Credit utilization ratio
- Common mistakes that hurt credit scores
Following blog advice consistently can significantly improve credit health.
13. Are credit card recommendations on blogs safe to follow?
Credit card suggestions should be matched with:
- Your spending habits
- Income level
- Repayment discipline
Blogs usually highlight benefits and risks, but users must assess personal suitability.
FAQs on Tax Planning & Compliance
14. Can financial blogs help with income tax filing in India?
Yes. Many blogs provide:
- Step-by-step ITR filing guides
- Deductions under various sections
- Common tax mistakes to avoid
However, complex cases may still require professional review.
15. Are tax-saving tips on blogs legal and safe?
Reputed blogs recommend legal and compliant tax-saving methods such as:
- Section 80C investments
- Health insurance deductions
- Proper capital gains planning
Avoid blogs that promote aggressive or unclear tax loopholes.
FAQs on Retirement & Long-Term Planning
16. At what age should I start retirement planning?
Most financial blogs recommend starting as early as possible, ideally in your 20s or 30s. Early planning reduces pressure and allows compounding to work in your favour.
17. Can blogs really help with retirement planning?
Yes. Blogs help by:
- Explaining retirement corpus calculation
- Teaching asset allocation by age
- Comparing retirement products like EPF, NPS, mutual funds
They give clarity before seeking personalized advice.
FAQs on Trust, Safety & Mis-selling
18. How do blogs help in avoiding financial frauds?
Good financial blogs educate users about:
- Ponzi schemes
- Fake investment promises
- High-return scams
Awareness is the first line of defence.
19. Why do blogs warn against “guaranteed returns”?
Because no legitimate market-linked investment guarantees high returns. Blogs warn users to stay away from unrealistic promises that often lead to losses.
20. How can I identify biased or promotional blogs?
Red flags include:
- Only praising one product or company
- No risk disclosure
- Lack of author transparency
Trust blogs that educate, compare, and explain both pros and cons.
FAQs on Using Multiple Financial Blogs
21. Should I follow more than one financial blog?
Yes. Following multiple blogs helps:
- Cross-verify information
- Gain different perspectives
- Reduce bias
This approach is strongly encouraged by My Advisers.
22. How often should I read financial blogs?
Even 1–2 articles per week can significantly improve financial awareness over time. Consistency matters more than volume.
Final Guidance from My Advisers
“Financial blogs are your financial classroom.”
They don’t sell products directly; they educate, warn, and empower. When combined with professional guidance and personal discipline, financial blogs become powerful tools for long-term financial well-being.
There is no single “best” personal finance blog in India. The smartest approach is to follow 2–3 blogs that complement each other:
- Beginner + tools: JagoInvestor + MoneyExcel
- Investor mindset: Safal Niveshak + Capitalmind
- News + awareness: Moneycontrol + Moneylife
By doing this, you cover education, execution, and protection—the three pillars of personal finance.
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